Economy
Installment Purchases Now Subject to Creditworthiness Checks
The new Consumer Credit Act takes effect on November 20, and starting June 1, 2027, retailers offering installment plans directly will be required to assess customers' creditworthiness.
Croatia
Retailers to Check Your Ability to Pay in Installments from 2027
New consumer credit law introduces creditworthiness assessments for installment sales offered directly by retailers, and a free debt counseling service launches in January.
Croatia
She Won €8,090 in CHF Loan Case, but Court Overturns Everything
The County Court in Šibenik reversed the first-instance ruling and rejected the CHF loan borrower's claim, stating that the 2015 conversion had already covered the overpayment.
Economy
Croatians Increasingly Live on Credit: Debt Exceeds 11 Billion Euros
Despite stricter CNB rules, consumer borrowing continues to rise, with average debt per debtor reaching 9,000 euros.
Economy
Croatians Sinking into Debt: Nearly €29 Billion in Loans
One in four adults is repaying installments, with double-digit loan growth continuing since early 2024.
